Having a motorcycle comes with a certain level of responsibility, much like owning any vehicle. One of the first things you need to make sure you have is insurance coverage for your bike. Not only does having proper coverage protect your motorcycle from damage and theft, but it also protects you in the event that something goes wrong. But just having basic liability coverage isn’t enough – what if someone without adequate insurance hurts you or destroys your property? That’s why it’s important to add Uninsured/Underinsured Motorists Coverage (UIM) to your policy. In this blog post, we’ll go over what UIM is and how it can help protect you as a motorcyclist on the road. Keep reading to find out more! The old saying goes, ‘there are two kinds of bikers – those who have gone down, and those who will go down.’ And unfortunately, inattentive or distracted drivers often say that they never saw the motorcycle. The roads can be an unpredictable place, and you don’t want to find yourself in a situation where you’re without protection. Unfortunately, there are many drivers out there who either don’t have insurance or only carry the minimum of $15,000 per person. To ensure that you’re properly covered if something happens, you need Un and Underinsured motorist coverage on your motorcycle policy. This type of coverage means that if someone else causes an accident where you’re injured, their policy will provide compensation up to the limits of your Un and Underinsured coverage. In uncertain times like these, it is important to make sure that you’re taking all necessary precautions before you hit the road, protecting yourself should be of utmost importance! Have as much coverage as you can get and then stack it. Stacking allows you to add your limits of coverage by the number of vehicles on all your household policies. You can also stack with other policies even if they are with a different company. To recap – for your Un and Underinsured Motorist coverage – have It, max It, and, stack It!
To learn more about your rights after a motorcycle accident, schedule a free initial consultation with a PA motorcycle accident attorney at Freeburn Law today by calling the 7’s, 777-7777
