Following an accident, it is not uncommon for the other party to admit that they were at fault and ask that you not call the police. They may also ask that you not report the accident to your insurance carrier and promise to pay for your damages out of pocket. Ten reasons why you should never listen to them.
1.) A person who admits fault today may change their story tomorrow.
2.) You are required by law to immediately report an accident to the police by the quickest means possible if it involves any injury to any person or requires any vehicle to be towed. PA C.S. 3746 (a).
3.) You may miss things or fail to obtain critical information in the confusion and shock following an accident.
4.) The police are trained to conduct an independent, objective investigation.
5.) The police will produce an authority crash report.
6.) The crash report will contain information about the parties, vehicles, insurance, and witnesses.
7.) The crash report will provide statements from the parties and witnesses.
8.) A police crash report may be critical to resolving your insurance claims.
9.) You are required by your insurance policy to report the accident to your insurance carrier.
10.) Your failure to report the accident to your insurance carrier may jeopardize your ability to make a claim later if the at-fault party refuses to pay.
